Suma Fertility
Couple expecting their baby

Guide for intended parents

Surrogacy in the United States: what it costs, how long it takes and how it works

The most expensive destination, and the one with the fewest surprises. Here are the figures that are published, where each one comes from, how long each phase takes and what Suma Fertility does along the way.

By Suma Fertility team ·

Indicative cost

150,000–250,000 USD

Timeline

12–18 months

Legal framework

Clear and supportive

The United States is the reference destination for international surrogacy: the legal framework is clear in many states, clinics and attorneys have decades of experience and the baby is born a US citizen. In exchange, it is the destination with the highest cost. This guide puts the figures and timelines on the table so that you can compare it with the other destinations on data rather than impressions.

01What it costs: between 150,000 and 250,000 USD

Figures published by agencies, clinics and specialised law firms in 2026 place a complete surrogacy journey in the United States between 150,000 and 250,000 USD. The range is wide because it depends on the state, the agency, whether several transfers are needed and whether an egg donor is required. The main lines, with the ranges that are published:

  • Surrogate compensation: 50,000-85,000 USD, plus allowances and expenses (5,000-15,000 USD).
  • Surrogacy agency fee: 15,000-50,000 USD.
  • Clinic and IVF: the second-largest line; embryo creation, genetic testing and transfers.
  • Attorneys: contracts between the parties and the parentage order, on both sides.
  • Medical insurance for the surrogate and the newborn, a line of its own in the United States and not a small one.
  • Egg donor, if needed: this is where our programme comes in, with the donor's compensation and travel as separate lines, in writing.

Payments are not made at once: they are spread over 12-18 months, usually through an escrow account that releases each amount when it is due.

02How long it takes: 12 to 18 months

  • Finding a surrogate: 1 to 6 months, depending on the agency and your requirements.
  • Screening and contract: 1-2 months. Nothing moves without a contract signed and reviewed by attorneys on both sides.
  • Embryo creation: with one of our donors, her cycle is completed in around three months and is timed with the surrogate's calendar.
  • Transfer and pregnancy: 9 more months once a transfer works.
  • After the birth: in surrogacy-friendly states the parentage order is granted before delivery, the birth certificate is issued with both parents and the baby, a US citizen, has a passport within a few weeks. A stay of 2 to 4 weeks after the birth is usual.
Expecting couple in a studio

03The legal framework, state by state

There is no federal law: each state regulates surrogacy on its own. States considered friendly (California, Nevada, Illinois, Colorado, Connecticut or Washington, among others) allow pre-birth parentage orders, accept same-sex couples and single parents, and recognise intended parents regardless of marital status or nationality. Other states have additional requirements and a few do not recognise surrogacy contracts. Choosing the state is the first decision, and we make it with you and a specialised attorney.

04What we do

Suma Fertility is not the surrogacy agency: it is the team that coordinates the pieces. We guide you on the destination and the state, introduce trusted clinics and attorneys, provide the egg donor when you need one, with our guarantees in writing, and make the donor's cycle fit the surrogate's calendar. If you are two fathers, the guide to egg donation for same-sex couples explains how the two parts are coordinated.

Frequently asked questions

It depends on the source. Many published ranges leave her out. In our case the donor's compensation, travel, insurance and legal advice are separate lines that you receive in writing before anything is booked.

Yes: every child born in the United States is, and can have a passport within a few weeks. Recognition in your home country is a separate step, prepared before the trip with an attorney in your country.

In surrogacy-friendly states, yes, with no difference in the procedure. It is one of the reasons the United States remains the destination most chosen by two-father families.

Because of the surrogate's compensation, medical insurance and professional fees, all much higher. In return it has the most predictable legal route and the fastest exit with the baby.

With a private consultation: we review your situation, your budget and the state that fits best, and you receive a cost structure in writing. The figures on this page are the ones published in the field; your own budget comes from the professionals on your case.

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